• 1/3 of all Americans are deeply in debt; 1/3 are moderately in debt; 1/3 have some debt.
• The addiction to “desire and spend” has preempted the willingness and ability to “tithe and give.”
• Church finances are suffering because members’ finances are suffering.
  

A culture of desire that promotes overspending and excessive personal debt.

A strategy that popularizes debt free living through education, celebration and support.